Terms of Service

Effective Date: January 27, 2026

Welcome to Gulfshore Funding, LLC (“we,” “us,” or “our”). By accessing or using our services, you agree to these Terms of Service (“Terms”). Please read them carefully.

1. Business-to-Business Services

Gulfshore Funding provides merchant cash advances (MCAs) to businesses. An MCA is a sale of future revenue at a fixed factor rate and is not a loan. These Terms apply only to business customers.

2. Application and Approval

Submitting an application does not guarantee approval. All applications are subject to underwriting, verification, and compliance review. Offers, factor rates, and repayment terms may vary by business and jurisdiction.

3. Repayment

Accepted MCAs are repaid via automated ACH debits or credit card remittances. Repayment is based on a percentage of your business revenue until the agreed total (advance × factor rate) is satisfied. There is no fixed maturity date. Repayment may fluctuate based on revenue performance.

4. ACH / Remittance Authorization

By accepting an offer, you authorize Gulfshore Funding to initiate automated ACH debits or credit card remittances from your designated business account in accordance with the agreed terms.

5. Limitation of Liability

Gulfshore Funding is not liable for indirect, incidental, or consequential damages arising from your use of our services. Our liability is limited to any funds you have paid to us under an MCA agreement.

6. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

7. Changes to Terms

We may update these Terms at any time. Updated Terms will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of the updated Terms.

By using our services, you acknowledge that you have read and agreed to these Terms.